The loss lane keeps claims count, loss ratio change, reserve gap, and appeals backlog on one route so operator teams can triage deteriorating books before quarter close.
| Program | Trend Delta | Appeals Backlog | Severity Pressure | Status |
|---|---|---|---|---|
| Commercial auto CL-11 | 8 pts | 9 | 68.5 | YELLOW |
| Property catastrophe CL-18 | 12 pts | 4 | 298.4 | RED |
| Group disability CL-24 | 7 pts | 12 | 84.9 | YELLOW |
| Cyber liability CL-31 | 15 pts | 7 | 195.8 | RED |