The reserve posture route shows which books need immediate reserve review and where evidence routing should tighten before quarter-close reporting.
| Program | Reserve Gap | Recommendation |
|---|---|---|
| Property catastrophe | $3.9M | Escalate reserve review, tighten vendor evidence, and re-forecast severity immediately. |
| Cyber liability | $1.8M | Escalate reserve review, tighten vendor evidence, and re-forecast severity immediately. |
| Commercial auto | $1.3M | Increase adjuster review cadence and validate reserve assumptions before quarter close. |
| Group disability | $0.7M | Increase adjuster review cadence and validate reserve assumptions before quarter close. |